Homecare services are a great way to ensure that your loved one remains in the comfort and familiarity of their home for as long as possible. They offer the opportunity to maintain independence, remain social, and keep up with other daily activities that add quality of life. It's important to understand how these invaluable services are paid for and how you can help plan for the associated costs of long-term care.

Here we look at the cost implications of receiving care at home, and why it is a financially sound solution for long-term support for your loved ones. With the proper knowledge and resources, you can ensure they receive experienced care while staying financially secure.

Establish your initial requirements

Knowing what services are needed and how they can be provided is an essential step in the process. When establishing these requirements, It's important to consider the physical and emotional needs of the person receiving the homecare and the available budget. This could include help with daily tasks such as cooking, cleaning, and being taken to appointments. Or providing emotional support with companionship and respite care.

Understand the costs associated with long-term homecare.

Fortunately, many resources are available to help you understand costs and ensure you get the help you need. By clearly understanding how much fees will be initially and on an ongoing basis, you can focus on finding the right homecare agency to meet your needs. Right at Home provides services in your area and can support you with this process. We have a wealth of knowledge and experience, so can answer any questions you may have, helping you make an informed decision. One of the first things we would do when you contact us is provide you with an approximate quote for our services. An assessment would follow this up to confirm the required level and type of care. Understanding what is involved financially ensures that you can make the best decision for your loved one's future.

Explore financial assistance options 

While arranging care for your loved one, you may be entitled to additional financial support. For example, those over 65 who require help with personal care due to a physical or mental disability can receive an attendance allowance. You are also eligible for a carer's allowance if you are helping care for your loved one for more than 35 hours a week. Both allowances are not means tested, so it is worth checking to see if you are eligible. You can do this by going to the direct gov website. You may also get some financial assistance from social services funding or NHS ‘continuing care’ funding, which can be a huge help and are worth investigating. 

Establish a financial plan for long-term care

Once you have a better idea of the services required and the associated costs, it will be much easier to put together a plan for long-term care. Being informed is the best position to be in, and creating a financial plan for homecare is an essential step towards ensuring the long-term well-being of your loved one. Overall, care at home is the perfect way to provide additional support for those needing it. Researching initial costs ensures that the services you receive will be beneficial and cost-effective in the long run. Through careful planning and budgeting, homecare provides a safe and supportive environment and peace of mind for everyone involved. It is often a more affordable solution than nursing homes or assisted living facilities, as you don't have to pay for long-term housing or medical care that isn't needed. 

The personalised attention from our experienced caregivers at Right at Home can be invaluable in maintaining independence for your loved ones. If you have any questions about the cost of homecare or want to understand more about how we can help, then call us today on 01420 481716. Our care managers will be happy to guide you through the options.

Links to related blogs:

Comparing homecare services: What to look for

How to know if a homecare agency is reputable

The many benefits of care at home for those living with dementia

Care at home services: the perfect solution for couples

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