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‘Government cap on care costs will have no impact for most’

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Anyone hoping that the proposed Government  cap on the cost of elderly social care will ease the financial burden of old age is sadly mistaken, a new report warns.

The report, from the Institute and Faculty of Actuaries (IFoA), has warned that in fact it will benefit only a small minority of people.

One of its authors told the BBC that the cap, which does not cover living expences or accommodation but relates to the amount a local authority spends on care,  “is there to protect against catastrophic care costs and we estimate that few people entering care aged 85 years will reach it.”

Thomas Kenny added: “Anyone who is expecting that the cap will pay for their care is in for a shock.”

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